4506-T Processing

TriVerify supports lenders throughout every aspect of the mortgage process. Our commitment is to maintain a high level of integrity, loyalty and efficiency that can only be achieved through compliance and teamwork.

 

Validating a Borrower’s Income…Fast, Simple, Reliable Solutions

The 4506-T is one of the best defenses against the falsification of income tax returns. Through innovative system functionality and with nearly a decade of experience as a registered IRS Income Verification Service Specialist, TriVerify makes the process swift and simple, giving our clients the essential information they need as quickly as possible.

Benefits:

  • Verifies income information for up to ten years
  • Delivers an easy-to-read report with an actual IRS transcript that includes all schedules
  • Proactive pipeline management insures orders are completed as quickly as possible
  • Integrated on major Loan Origination Systems (LOS)
  • Fastest delivery of validated applicant information in the industry
  • Advanced system functionality including e-signature options
  • TriGuard Error Control reduces rejections to insure quick, reliable results

End-to-End QC Process

Increasing IRS response times and standardization of rejections has resulted in the need to have a qualified, highly trained and experienced QC team available to minimize interruptions to your workflow.

  • Pre-IRS QC: Manual review stops problem request from reaching the IRS
  • Post-IRS QC: Confirms results returned match the original order
  • IRS Reject QC: Disputes invalid IRS rejections on behalf of the client

SSN Verification

Identity theft doesn’t just affect its victims; it puts many parties at risk, including lenders. Our Social Security Verification process ensures an applicant’s identity and secures the loan-making process, resulting in a virtually pain-free experience for our clients.

SSA-89 Consent Form

TriVerify validates Social Security Numbers directly through the Social Security Administration (SSA). The SSA-89 form authorizes the SSA to verify if the name and the SSN combination match the data in the SSA’s records. Once the SSA-89 is reviewed and accepted by TriVerify QC department experts, results are returned in less than two hours.

Benefits:

  • Authenticates name, SSN and DOB directly with the SSA
  • Uncovers identity theft, early-on mitigating risk of fraud exposure
  • Receives a quick response at a low cost with automated SSA system integration
  • Tracks every step in the process proactively to reduce errors and save time

End-to-End QC Process

Increasing SSA response times and the threat of identity theft has resulted in the need to have a qualified, highly trained and experienced QC team available to minimize interruptions to your workflow.

  • Pre-IRS SSA QC: Manual review stops problem request from reaching the SSA
  • Post-IRS SSA QC: Confirms results returned match the original order